:root{
    --cream:#faf8f2;
    --cream-2:#f2ede0;
    --panel-dark:#1c1712;
    --panel-dark-2:#241d15;
    --gold-soft:#f0cf82;
    --text-on-dark:#f4efe2;
    --muted-on-dark:#b8ab8f;
    --danger:#c0392b;
  }
  *{ margin:0; padding:0; box-sizing:border-box; }
  body{
    font-family:'Segoe UI',-apple-system,BlinkMacSystemFont,Roboto,Arial,sans-serif;
    background:#fff !important;
    color:var(--text);
    overflow-x:hidden;
  }
  .serif{ font-family:'Fraunces', Georgia, serif; }

  /* ============ TOP BANNER ============ */
  .banner{
    position:relative;
    background:radial-gradient(120% 160% at 50% -20%, #2c2318 0%, var(--panel-dark) 55%, #130f0a 100%);
    padding:64px 64px 64px;
    text-align:center;
    overflow:hidden;
    width: 100%;
  }
  .banner::before{
    content:"";
    position:absolute; inset:0;
    background-image:
      radial-gradient(circle at 15% 30%, rgba(225,181,76,0.10), transparent 40%),
      radial-gradient(circle at 85% 70%, rgba(225,181,76,0.08), transparent 40%);
    pointer-events:none;
  }
  .banner-title{
    position:relative;
    font-size:clamp(26px,4vw,36px);
    font-weight:700;
    color:#fff;
    letter-spacing:.01em;
    margin-bottom:14px;
    animation:fadeDown .6s ease both;
  }
  .breadcrumb{
    position:relative;
    display:inline-flex; align-items:center; gap:10px;
    font-size:12.5px; font-weight:600; letter-spacing:.04em; text-transform:uppercase;
    color:var(--muted-on-dark);
    animation:fadeDown .6s ease .08s both;
  }
  .breadcrumb a{ color:var(--muted-on-dark); text-decoration:none; transition:color .2s ease; }
  .breadcrumb a:hover{ color:var(--gold); }
  .breadcrumb .dot{ width:4px; height:4px; border-radius:50%; background:var(--gold); }
  .breadcrumb .current{ color:var(--gold); }
  @keyframes fadeDown{
    from{ opacity:0; transform:translateY(-10px); }
    to{ opacity:1; transform:translateY(0); }
  }

  /* ============ INSIGHTS HERO ============ */
  .ins-hero{
    background:var(--cream);
    padding:70px 64px 30px;
    text-align:center;
  }
  .ins-hero-wrap{
    max-width:760px;
    margin:0 auto;
  }
  .ins-eyebrow{
    display:inline-block;
    font-size:13px;
    font-weight:700;
    letter-spacing:.06em;
    text-transform:uppercase;
    color:var(--gold-deep);
    margin-bottom:14px;
  }
  .ins-title{
    font-size:clamp(26px,3.6vw,38px);
    font-weight:700;
    color:var(--text);
    letter-spacing:-0.01em;
    line-height:1.3;
    margin-bottom:16px;
  }
  .ins-subtitle{
    font-size:15.5px;
    line-height:1.7;
    color:var(--muted);
  }

  /* ============ INSIGHTS ARTICLES ============ */
  .blogs{
    background:var(--cream);
    width:100%;
    margin:0 auto;
    padding:40px 150px 90px;
  }
  .grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
  }
  .intro{
    display:flex;
    flex-direction:column;
    justify-content:center;
  }
  .eyebrow{
    display:inline-flex;
    align-items:center;
    gap:8px;
    font-size:12.5px;
    font-weight:700;
    letter-spacing:.05em;
    text-transform:uppercase;
    color:var(--gold-deep);
    margin-bottom:14px;
  }
  .eyebrow .dot{
    width:6px; height:6px;
    border-radius:50%;
    background:var(--gold);
  }
  .intro h2{
    font-size:clamp(24px,2.6vw,32px);
    font-weight:800;
    line-height:1.2;
    color:var(--text);
    margin:0 0 16px;
  }
  .intro p{
    font-size:14px;
    line-height:1.75;
    color:var(--muted);
    margin:0 0 26px;
    max-width:280px;
  }
  .intro .btn{
    align-self:flex-start;
    padding:12px 24px;
    border-radius:10px;
    background:linear-gradient(135deg,#e1b54c,#8a6a1f);
    color:#1c1712;
    font-size:13.5px;
    font-weight:700;
    text-decoration:none;
    box-shadow:0 8px 22px rgba(225,181,76,0.35);
    transition:transform .2s ease, box-shadow .2s ease;
  }
  .intro .btn:hover{
    transform:translateY(-2px);
    box-shadow:0 12px 28px rgba(225,181,76,0.45);
  }

  .post-card{
    background:#fff;
    border:1px solid rgba(28,23,18,0.08);
    border-radius:20px;
    padding:26px 24px;
    display:flex;
    flex-direction:column;
    box-shadow:0 2px 8px rgba(28,23,18,0.04);
    transition:border-color .25s ease, transform .25s ease, box-shadow .25s ease;
  }
  .post-card:hover{
    border-color:rgba(225,181,76,0.4);
    transform:translateY(-6px);
    box-shadow:0 18px 36px rgba(225,181,76,0.16);
  }
  .post-card .top{
    display:flex;
    align-items:center;
    gap:12px;
    margin-bottom:14px;
  }
  .post-card .icon{
    width:36px; height:36px;
    border-radius:10px;
    background:rgba(225,181,76,0.14);
    border:1px solid rgba(225,181,76,0.3);
    display:flex; align-items:center; justify-content:center;
    flex:none;
    transition:transform .3s ease;
  }
  .post-card:hover .icon{ transform:rotate(-8deg) scale(1.08); }
  .post-card .icon svg{ width:17px; height:17px; color:var(--gold-deep); }
  .post-card h3{
    margin:0;
    font-size:16px;
    font-weight:700;
    color:var(--text);
    line-height:1.4;
  }
  .post-card .tag{
    align-self:flex-start;
    font-size:11px;
    font-weight:700;
    text-transform:uppercase;
    letter-spacing:.04em;
    color:var(--gold-deep);
    background:rgba(225,181,76,0.12);
    padding:4px 10px;
    border-radius:999px;
    margin-bottom:12px;
  }
  .post-card p.excerpt{
    font-size:13px;
    line-height:1.65;
    color:var(--muted);
    margin:0 0 20px;
    flex:1;
  }
  .post-card .read-more{
    font-size:13px;
    font-weight:700;
    color:var(--gold-deep);
    text-decoration:none;
    display:inline-flex;
    align-items:center;
    gap:6px;
  }
  .post-card .read-more svg{ width:12px; height:12px; transition:transform .25s ease; }
  .post-card .read-more:hover svg{ transform:translateX(4px); }

  .post-card.featured{
    background:linear-gradient(160deg, rgba(225,181,76,0.16), #fdf6e6);
    border:1px solid rgba(225,181,76,0.45);
    box-shadow:0 16px 40px rgba(225,181,76,0.18);
    transform:rotate(-2.5deg);
    transition:transform .3s ease, border-color .25s ease;
  }
  .post-card.featured:hover{ transform:rotate(0deg) translateY(-6px); }
  .post-card.featured .icon{
    background:rgba(225,181,76,0.24);
    border-color:rgba(225,181,76,0.5);
  }

  /* ============ SCROLL REVEAL ============ */
  .reveal{
    opacity:0;
    transform:translateY(24px);
    transition:opacity .6s ease, transform .6s ease;
  }
  .reveal.is-visible{
    opacity:1;
    transform:translateY(0);
  }

  /* ======================================================
     RESPONSIVE — TABLET (≤960px)
     ====================================================== */
  @media (max-width:960px){
    .banner{ padding:48px 28px; }
    .ins-hero{ padding:50px 28px 24px; }
    .blogs{ padding:30px 28px 60px; }
    .grid{ grid-template-columns:repeat(2,1fr); }
    .intro{ grid-column:1 / -1; }
    .intro p{ max-width:none; }
    .post-card.featured{ transform:none; }
    .post-card.featured:hover{ transform:translateY(-6px); }
  }
  /* ======================================================
     RESPONSIVE — MOBILE (≤640px)
     ====================================================== */
  @media (max-width:640px){
    .banner{ padding:38px 20px; }
    .banner-title{ font-size:24px; margin-bottom:10px; }
    .breadcrumb{ font-size:11px; gap:8px; }
    .ins-hero{ padding:40px 20px 20px; }
    .ins-title{ font-size:22px; }
    .ins-subtitle{ font-size:13.5px; }
    .blogs{ padding:24px 20px 44px; }
    .grid{ grid-template-columns:1fr; gap:16px; }
    .intro h2{ font-size:24px; }
    .intro p{ font-size:13px; }
    .post-card{ padding:22px 20px; }
  }
  /* ======================================================
     RESPONSIVE — SMALL MOBILE (≤420px)
     ====================================================== */
  @media (max-width:420px){
    .banner{ padding:32px 16px; }
    .banner-title{ font-size:21px; }
    .ins-hero{ padding:32px 16px 16px; }
    .ins-title{ font-size:19px; }
    .blogs{ padding:20px 16px 36px; }
    .intro h2{ font-size:21px; }
    .post-card h3{ font-size:15px; }
    .post-card p.excerpt{ font-size:12.5px; }
  }