/* ============================================================
   REFUND.CSS — CSS for Refund-policy.php only

   Re-themed from the original standalone version to use the
   site's actual palette: css/root.css tokens (--gold, --text,
   --muted, --glass, --glass-border) + home.css's --surface-a
   cream tone, so this page looks like part of Biloxx, not a
   generic legal-doc template.

   Load order: root.css, home.css, home-tablet.css,
   home-mobile.css, mri-report-modal.css (all via Header.php),
   THEN this file.
   ============================================================ */
   
  

body{
  background:var(--surface-a);
}


header{
    
    width:100%;
}

/* ---------- Dark hero banner (same visual language as contact.html) ---------- */
.policy-banner{
  position:relative;
  background:radial-gradient(120% 160% at 50% -20%, #2c2318 0%, #1c1712 55%, #130f0a 100%);
  overflow:hidden;
  padding:56px 40px;
}
.policy-banner::before{
  content:"";
  position:absolute; inset:0;
  background-image:
    radial-gradient(circle at 15% 30%, rgba(225,181,76,0.10), transparent 40%),
    radial-gradient(circle at 85% 70%, rgba(225,181,76,0.08), transparent 40%);
  pointer-events:none;
}
.policy-banner-inner{
  position:relative;
  max-width:1200px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  flex-wrap:wrap;
  gap:14px;
}
.policy-banner-title{
  font-family:'Fraunces', Georgia, serif;
  font-size:clamp(26px,4vw,36px);
  font-weight:700;
  color:#fff;
  margin:0;
  letter-spacing:.01em;
  animation:policyFadeDown .6s ease both;
}
.policy-banner-title .amp{
  font-family:'Georgia','Times New Roman',serif;
}
.policy-breadcrumb{
  position:relative;
  display:inline-flex; align-items:center; gap:10px;
  font-size:12.5px; font-weight:700; letter-spacing:.05em; text-transform:uppercase;
  color:#b8ab8f;
  animation:policyFadeDown .6s ease .08s both;
}
.policy-breadcrumb a{ color:#b8ab8f; text-decoration:none; transition:color .2s ease; }
.policy-breadcrumb a:hover{ color:var(--gold); }
.policy-breadcrumb .dot{ color:var(--gold); }
.policy-breadcrumb .current{ color:var(--gold); }

@keyframes policyFadeDown{
  from{ opacity:0; transform:translateY(-10px); }
  to{ opacity:1; transform:translateY(0); }
}

/* ---------- meta strip: last updated / governing law / etc ---------- */
.policy-meta{
  max-width:1160px;
  margin:28px auto 0;
  padding:16px 24px;
  display:flex;
  flex-wrap:wrap;
  gap:1.25rem;
  font-size:0.85rem;
  color:var(--muted);
  background:#fff;
  border:1px solid var(--glass-border);
  border-radius:12px;
  box-shadow:0 8px 24px rgba(26,23,18,0.05);
}
.policy-meta span{
  padding-left:1.25rem;
  border-left:1px solid var(--glass-border);
}
.policy-meta span:first-child{ padding-left:0; border-left:none; }

.policy-intro-note{
  max-width:1160px;
  margin:14px auto 0;
  padding:16px 24px;
  font-size:0.95rem;
  color:var(--muted);
  background:#fff;
  border:1px solid var(--glass-border);
  border-radius:12px;
  box-shadow:0 8px 24px rgba(26,23,18,0.05);
}

/* ---------- layout: TOC sidebar + main article ---------- */
.policy-layout{
  max-width:1160px;
  margin:0 auto;
  padding:2rem 40px 5rem;
  display:grid;
  grid-template-columns:240px 1fr;
  gap:2rem;
  align-items:start;
}
.policy-toc{
  position:sticky;
  top:1.5rem;
  font-size:0.85rem;
  background:#fff;
  border:1px solid var(--glass-border);
  border-radius:12px;
  padding:22px 20px;
  box-shadow:0 8px 24px rgba(26,23,18,0.05);
}
.policy-toc h2{
  font-size:0.72rem;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--muted);
  margin:0 0 0.9rem;
  font-weight:700;
}
.policy-toc ol{
  list-style:none;
  margin:0; padding:0;
  border-left:1px solid var(--glass-border);
}
.policy-toc li{
  margin-bottom:0.55rem;
  padding-left:0.9rem;
}
.policy-toc a{
  color:var(--muted);
  display:block;
  text-decoration:none;
  transition:color .15s ease;
}
.policy-toc a:hover{ color:var(--gold); }

.policy-main{
  background:#fff;
  border:1px solid var(--glass-border);
  border-radius:12px;
  padding:2.5rem 2.75rem;
  box-shadow:0 8px 24px rgba(26,23,18,0.05);
}
.policy-section{
  padding-bottom:1.9rem;
  margin-bottom:1.9rem;
  border-bottom:1px solid var(--glass-border);
}
.policy-section:last-of-type{ border-bottom:none; margin-bottom:0; padding-bottom:0; }

.policy-section-head{
  display:flex; align-items:baseline; gap:0.75rem;
  margin-bottom:0.75rem;
}
.policy-section-num{
  font-family:'Fraunces', Georgia, serif;
  font-size:0.95rem;
  color:var(--gold-deep);
  font-weight:700;
  min-width:1.6rem;
}
.policy-section h2{
  font-family:'Fraunces', Georgia, serif;
  font-size:1.2rem;
  margin:0;
  color:var(--text);
  letter-spacing:-0.005em;
}
.policy-section h3{
  font-family:'Fraunces', Georgia, serif;
  font-size:1rem;
  margin:1.1rem 0 0.5rem;
  color:var(--text);
  font-weight:600;
}
.policy-section p{
  margin:0 0 0.85rem;
  color:var(--text);
  font-size:0.98rem;
}
.policy-section p:last-child{ margin-bottom:0; }

.policy-section ul{
  margin:0 0 0.85rem;
  padding-left:1.2rem;
}
.policy-section ul li{
  margin-bottom:0.4rem;
  font-size:0.98rem;
  color:var(--text);
}
.policy-section ul li:last-child{ margin-bottom:0; }

.policy-callout{
  background:rgba(225,181,76,0.12);
  border-left:3px solid var(--gold);
  padding:0.9rem 1.1rem;
  font-size:0.9rem;
  color:var(--text);
  border-radius:4px;
  margin-top:0.9rem;
}

.policy-field{
  background:var(--glass);
  padding:0.1rem 0.4rem;
  border-radius:3px;
  font-family:ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size:0.85em;
  color:var(--muted);
}

.policy-contact-block{
  display:flex; flex-direction:column; gap:0.35rem;
  margin-top:0.6rem;
}

/* ---------- Refund-page-only bits (harmless if unused on other pages) ---------- */
.policy-badge-row{ display:flex; flex-wrap:wrap; gap:0.5rem; margin-top:0.9rem; }
.policy-badge{
  font-size:0.78rem; padding:0.3rem 0.7rem; border-radius:999px;
  border:1px solid var(--glass-border); color:var(--muted); background:var(--glass);
}
ul.policy-plain{ margin:0 0 0.85rem; padding-left:0; list-style:none; }
ul.policy-plain li{ margin-bottom:0.5rem; padding-left:1.1rem; position:relative; font-size:0.96rem; color:var(--text); }
ul.policy-plain li::before{ content:"–"; position:absolute; left:0; color:var(--muted); }
ul.policy-plain li:last-child{ margin-bottom:0; }

ul.policy-conditions{ margin:0 0 0.85rem; padding-left:0; list-style:none; }
ul.policy-conditions li{ margin-bottom:0.55rem; padding-left:1.6rem; position:relative; font-size:0.96rem; color:var(--text); }
ul.policy-conditions li::before{ content:"✓"; position:absolute; left:0; top:0; color:#3f7a52; font-weight:700; }
ul.policy-conditions li:last-child{ margin-bottom:0; }

.policy-verdict{
  display:inline-flex; align-items:center; gap:0.5rem;
  font-weight:700; font-size:0.92rem;
  padding:0.55rem 0.9rem; border-radius:4px; margin:0.4rem 0 0.9rem;
}
.policy-verdict.good{ background:rgba(63,122,82,0.1); color:#3f7a52; }
.policy-verdict.bad{ background:rgba(163,66,58,0.1); color:#a3423a; }
.policy-verdict .icon{ font-weight:800; }

.policy-footer-note{
  max-width:1160px;
  margin:0 auto;
  padding:0 40px 2rem;
  font-size:0.82rem;
  color:var(--muted);
}

/* ---------- responsive ---------- */
@media (max-width:820px){
  .policy-layout{ grid-template-columns:1fr; }
  .policy-toc{ position:static; margin-bottom:1rem; }
  .policy-main{ padding:1.8rem 1.4rem; }
}
@media (max-width:600px){
  .policy-banner{ padding:36px 20px; }
  .policy-banner-inner{ flex-direction:column; align-items:flex-start; gap:10px; }
  .policy-meta, .policy-intro-note{ margin-left:16px; margin-right:16px; padding-left:18px; padding-right:18px; }
  .policy-layout{ padding-left:20px; padding-right:20px; }
  .policy-footer-note{ padding-left:20px; padding-right:20px; }
  .policy-main{ padding:1.4rem 1.1rem; }
  .policy-toc{ padding:18px 16px; }
}